What is the difference between a Notary Public and a Loan Signing Agent?
The role of a Notary Public is to verify the identity of a person, witness, and notarize their signature on a document. Notaries are also certified to administer oaths and affirmations as well as make certified copies of documents. Not all notaries are Loan Signing Agents.
Loan Signing Agents are certified and trained to guide clients through their mortgage paperwork. They aid in signing documents related to loans, debt consolidations, and loan modifications. Matters of finance are a typical focus for most Loan Signing Agents.
What should I do to prepare for my loan signing appointment?
Please have your physical driver's license ready to present, an additional copy, and a second form of identification. We will need a clean, open space for signing documents and, if possible, kids and pets should be kept busy elsewhere to minimize distractions. (I have kids and pets myself so I know how this goes!)
How long will our loan signing appointment last?
Generally one to two hours depending on what type of loan we are executing and/or how many documents were digitally through your lender, if any.
Will I get a copy of my loan documents?
We will sign one copy of your documents to send back to the title/escrow company and I will leave unexecuted copies of the documents with you for your records.